Payluk provides a secure, escrow-based payment infrastructure designed to enable trusted transactions between buyers and sellers. Our API allows merchants and business partners to automate escrow creation, payment processing, debit card management, withdrawals, dispute resolution, and full transaction lifecycle management in a secure, auditable, and compliant manner.
Our API can be used for a number of use cases such as :
- Creating escrow transactions
- Managing payment processing
- Handling debit card operations
- Processing withdrawals
- Managing dispute resolution
This saves time and reduces costs and errors.
Here, you will get the documentation and resources to get you started with our easy to integrate APIs.
The Payluk API is organized around REST. Our API has predictable resource-oriented URLs, accepts JSON request bodies, returns JSON-encoded responses, and uses standard HTTP response codes, authentication, and verbs.
The Payluk API is built for businesses that require controlled fund releases, payment protection, and enterprise-grade security when handling financial transactions.
You can use the Payluk sandbox environment which does not interact with live banking networks while integrating our APIs.
API Base Url
| LIVE ENVIRONMENT | SANDBOX ENVIRONMENT |
|---|---|
https://api.payluk.ng | https://staging.api.payluk.ng |
You can easily access the Payluk Postman collection here